Contributed by Info Guru Lindsay Shugerman

Whether or not you believe the old song that claims “Diamonds are a Girl’s Best Friend,” there’s something to be said for the bond between women and jewelry. Admit it, ladies. No matter how focused you are on your career or your kids or school, we love our bling.

For some outfits (or when we’re on a student budget), costume jewelry will do just fine. It’s inexpensive and easy to update with the latest fads. But when you’re getting ready for a big date, a special occasion or are just ready to take your look from good-enough-for-now to classic, there are a few fine jewelry pieces every woman should have in her jewelry box. Check out these ten bits of sparkle fashionistas now and in the past have said are must-haves for a stylish woman.

10. Diamond stud earrings

They’re simple. Understated. But the sparkle of that single diamond on each ear lobe is unmistakable. Diamond stud earrings say you’re confident (who needs big and showy?) and know the value of timeless accessories. But you also like to show your feminine side, whether it’s with jeans, a business suit or a cocktail dress. Look for a simple setting in gold or platinum for lasting wearability… fad settings will date your purchase.

9. A great dress watch

I don’t care if you usually use your phone to check the time. A fine dress watch is an essential element in a lady’s jewelry collection. Not only does it grace your wrist with a bit of sparkle, it allows you to discreetly glance at the time without having to open your purse, pull out a phone and turn on a screen.

8. A statement necklace

Sometimes you need a piece that does more than adorn. You need a necklace that takes a little black dress and turns it into a “Wow!” outfit. A statement or signature necklace in gold or platinum set with diamonds or gems is probably going to be one the most expensive pieces in your jewelry collection, so select it carefully. Like so many celebrities of yesteryear, this will be the jewelry item associated with you, rather than chosen for one outfit on one night. Pricey? Yes. Worth it? Absolutely!

7. A vintage brooch

Once upon a time, women embellished their sweaters and coat lapels with a bit of color — a brooch. These baubles ranged from simple gold circle pins to gemstone encrusted pieces. In recent years, more and more new broaches have been appearing in jewelry counters, but sadly most of them lack the elegance and style of earlier pieces. Instead of buying new, faddish brooches, opt for something vintage. A gold circle with tiny seed pearls, a platinum swirl with diamonds or whatever matches your style (and budget) can quickly become a favorite addition to cool weather fashions.

6. A gold link bracelet

It can be delicate or bold. Plain or embellished. But a yellow or white gold link bracelet adds just the right amount of brightness to any outfit, from jeans and a t-shirt to your best interview outfit.

5. A right hand ring

Whether or not there’s a wedding and/or engagement ring on your left hand, your right hand needs attention, too. Some women use the right hand ring as a chance to select the diamond ring of their dreams without waiting for the proposal (or when they want something different than the engagement ring they already wear.) Others choose rings with favorite gemstones or special symbols. No matter what you choose, this is no place for costume jewelry…go for precious metals and genuine stones for a lasting treasure.

4. A diamond bracelet

One step up from the gold link bracelet, a simple diamond bracelet should be one of the fine jewelry pieces every woman should have as soon as she can buy it. Diamond bracelets set with smaller stones are often much more affordable than you might expect, so this could easily be the first fine jewelry item you acquire.

3. An heirloom piece

If you are blessed with family jewelry pieces from mom, grandmother or a great-aunt, add them to your jewelry box and wear them proudly. If you didn’t inherit heirloom jewelry, shop for some at a trusted estate jewelry dealer. (Hey, instant ancestors, right?!)

2. A string of pearls

Once upon a time, every well-dressed woman owned a string of pearls. And according to jewelry retailers, that trend has returned big time. Last year’s jewelry sales included more pearls than diamonds! Select a simple, well-strung strand that will go with everything you wear.

1. Gold and silver bangles

Bangle bracelets are one of the most versatile fine jewelry elements a woman can own. They can be worn alone or in pairs or groups, with other bracelets or with a watch. Make sure you have a few in each precious metal for the greatest mix-and-match options.

Having a basic selection of fine jewelry will add that perfect finishing touch to every outfit you wear.